hey friend π
happy black friday (aka capitalism's super bowl).
quick math: that $400 dyson "sale" today would become $4,891 if you invested it for 10 years instead.
but no one wants to hear that today. we want dopamine and deals and to feel like we won one over on capitalism for once.
not to mention the average american spends $1,000 this weekend but has less than $1,000 saved.
if you took that same $1,000 and invested it yearly, it becomes $46k in 20 years. but sure⦠the instant pot on amazon was a "steal."
in today's counter-cultural programming:
πΈ assets vs liabilities (the only guide you need)
π± why "content made for everyone" means content made for no one
π gifts that cost nothing but hit different
βͺοΈ subscribe to the faith newsletter just in time for advent (first edition HOPE is dropping on sunday!!)
let's build wealth instead of closets β
πΈ savvie tip of the week
before you buy, ask: asset or liability?
before you tap βadd to cart,β ask yourself this:
is this going to help my life grow, or does it drain me?
β assets (pay you back):
reusable water bottle β saves $5/day
good shoes β last years, prevent injuries
cookware β kills the doordash addiction
β liabilities (drain you):
trendy clothes you'll wear once
subscriptions you forgot existed
guilt gifts nobody wants
reality check: the best gifts are the handwritten letters, the personalized playlists, the homemade banana bread...
the bar is underground. people remember effort over price tags every time.
π±"my content is for everyone!" = your content is for no one
brands + creators love to be like βmy content is for everyoneβ€οΈβοΈβ¨!!!!β
okay queen!!!! and thatβs why no one knows what you actually doπ
stop trying to reach everyone.
niche your content audience down by:
β the problem you solve ("how to stop money panic at 2am")
β your audienceβs life season ("if you just graduated and are brokeβ¦")
β their mindset ("perfectionists tired of waiting, listen up")
when you talk to someone specific instead of talking to everyone, your target audience feels seen, stops scrolling, and starts trusting.
π§ what iβm loving rn
trend: saw this on my fyp and it just cracked me up. love how holiday season content is always getting the band back together π€£π
@jessicakolzow πβ¨ When the beat dropsβ¦ we had to join this trend! πΆ Because organizing and dancing both require great moves π #DanceTrend #ViralReel #Tre... See more
quote: "the cost of a thing is the amount of life you exchange for it" - thoreau. our boy knew what was up before black friday even existed. this is opportunity cost: every purchase you make trades you hours of your life β choose wisely.
tool: leonardo.ai lets you access dall-e and midjourney from one place. so instead of paying $30/month for each, you get all styles for one price. it's giving costco for ai art!
totally random: have any teague talkers read "the creative act" by rick rubin??? think itβs next up on my list π€
help keep teague talk free!
π΅ quick ad break
back with more love for lindy π the ai agent we love and adore! give this a click to show us some love if you feel so inclined! π
Build AI agents with your voice. Automate in minutes.
With Lindy, you can build AI agents and apps simply by describing what you want, like:
"Create a booking platform for my business."
"Automate my sales outreach."
From inbound lead qualification to customer support, Lindy has tons of agents to streamline your workflows.
also guidde is back for more teague talk love!!!! same deal as above, click to support and get your own private email here π
Effortless Tutorial Video Creation with Guidde
Transform your teamβs static training materials into dynamic, engaging video guides with Guidde.
Hereβs what youβll love about Guidde:
1οΈβ£ Easy to Create: Turn PDFs or manuals into stunning video tutorials with a single click.
2οΈβ£ Easy to Update: Update video content in seconds to keep your training materials relevant.
3οΈβ£ Easy to Localize: Generate multilingual guides to ensure accessibility for global teams.
Empower your teammates with interactive learning.
And the best part? The browser extension is 100% free.

BACK2BACK!!!!!! thanks for reading π₯Ή
now back to our regularly scheduled programming...
πͺ updates from HQ
βͺοΈ click here to subscribe to the faith newsletter just in time for advent
2025 wrapping up: only 3 more teague talks this year!!!
π¨ the savvie scoop drops wednesday. subscribe for product updates, actual calculators, less feelings more spreadsheets. subscribe for more intentional finance content
π your anti-shopping homework
pick one:
πΈ invest whatever you were gonna spend today (yes, even $20 counts)
π€² make 3 DIY gifts (pinterest has entered the chat)
π text someone you're grateful for
because wealth isnβt built in sale sections.
itβs built in the boring, uncomfortable decisions that compound over time.
made it this far? thatβs all for this week.
thanks for reading π
until next friday,
xo, callie π€
p.s. if you bought a stock instead of a sweater today, reply "asset" and let's celebrate.
p.p.s. monsieur noupe said to tell you le black friday est une arnaque (scam) and he's not wrong.
forward to a friend who needs a shopping intervention.
follow @withsavvie + @teague.media for more chaotic founder energy
reply with how much youβre
spendinginvesting today. your future self will thank you.



