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hey friend πŸ’Œ

happy black friday (aka capitalism's super bowl).

quick math: that $400 dyson "sale" today would become $4,891 if you invested it for 10 years instead.

but no one wants to hear that today. we want dopamine and deals and to feel like we won one over on capitalism for once.

not to mention the average american spends $1,000 this weekend but has less than $1,000 saved.

if you took that same $1,000 and invested it yearly, it becomes $46k in 20 years. but sure… the instant pot on amazon was a "steal."

in today's counter-cultural programming:

  • πŸ’Έ assets vs liabilities (the only guide you need)

  • πŸ“± why "content made for everyone" means content made for no one

  • 🎁 gifts that cost nothing but hit different

  • β›ͺ️ subscribe to the faith newsletter just in time for advent (first edition HOPE is dropping on sunday!!)

let's build wealth instead of closets ↓

πŸ’Έ savvie tip of the week
before you buy, ask: asset or liability?

before you tap β€œadd to cart,” ask yourself this:

is this going to help my life grow, or does it drain me?

βœ… assets (pay you back):

  • reusable water bottle β†’ saves $5/day

  • good shoes β†’ last years, prevent injuries

  • cookware β†’ kills the doordash addiction

❌ liabilities (drain you):

  • trendy clothes you'll wear once

  • subscriptions you forgot existed

  • guilt gifts nobody wants

reality check: the best gifts are the handwritten letters, the personalized playlists, the homemade banana bread...

the bar is underground. people remember effort over price tags every time.

πŸ“±"my content is for everyone!" = your content is for no one

brands + creators love to be like β€œmy content is for everyone❀️✌️✨!!!!”

okay queen!!!! and that’s why no one knows what you actually do😭

stop trying to reach everyone.

niche your content audience down by:
β†’ the problem you solve ("how to stop money panic at 2am")
β†’ your audience’s life season ("if you just graduated and are broke…")
β†’ their mindset ("perfectionists tired of waiting, listen up")

when you talk to someone specific instead of talking to everyone, your target audience feels seen, stops scrolling, and starts trusting.

🧠 what i’m loving rn

trend: saw this on my fyp and it just cracked me up. love how holiday season content is always getting the band back together πŸ€£πŸ‘‡

@jessicakolzow

πŸ’ƒβœ¨ When the beat drops… we had to join this trend! 🎢 Because organizing and dancing both require great moves πŸ˜‰ #DanceTrend #ViralReel #Tre... See more

quote: "the cost of a thing is the amount of life you exchange for it" - thoreau. our boy knew what was up before black friday even existed. this is opportunity cost: every purchase you make trades you hours of your life β€” choose wisely.

tool: leonardo.ai lets you access dall-e and midjourney from one place. so instead of paying $30/month for each, you get all styles for one price. it's giving costco for ai art!

totally random: have any teague talkers read "the creative act" by rick rubin??? think it’s next up on my list πŸ€“

help keep teague talk free!

🍡 quick ad break

back with more love for lindy πŸ’œ the ai agent we love and adore! give this a click to show us some love if you feel so inclined! πŸ‘‡

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also guidde is back for more teague talk love!!!! same deal as above, click to support and get your own private email here πŸ‘‡

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And the best part? The browser extension is 100% free.

BACK2BACK!!!!!! thanks for reading πŸ₯Ή

now back to our regularly scheduled programming...

πŸͺž updates from HQ

πŸ“‹ your anti-shopping homework

pick one:
πŸ’Έ invest whatever you were gonna spend today (yes, even $20 counts)
🀲 make 3 DIY gifts (pinterest has entered the chat)
πŸ’Œ text someone you're grateful for

because wealth isn’t built in sale sections.

it’s built in the boring, uncomfortable decisions that compound over time.

made it this far? that’s all for this week.

thanks for reading πŸ’Œ

until next friday,

xo, callie 🀍

p.s. if you bought a stock instead of a sweater today, reply "asset" and let's celebrate.

p.p.s. monsieur noupe said to tell you le black friday est une arnaque (scam) and he's not wrong.

  • forward to a friend who needs a shopping intervention.

  • follow @withsavvie + @teague.media for more chaotic founder energy

  • reply with how much you’re spending investing today. your future self will thank you.

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