happy friday! and if you’re stateside, happy fourth! 🌭

whether you’re OOO today chillin’ on a boat, laying in bed, or somewhere in between, i hope today comes with at least one good snack and zero guilt trips for resting... and hopefully a hot dog, too!

if your brain’s been spinning with “i need to post more” or “i should really get my budget together” but your body’s like “no❤️” … this one’s for you.

inside this week’s letter:

if you’ve ever seen someone post a graph showing all their financial accounts going up and thought “must be nice” …girl. welcome to the club.

but here’s what’s happening behind the scenes:
compounding interest = your money earns money.
then that money earns money. and so on.
like a lil money snowball 🐧
slow at first, then suddenly a lot all at once.
the earlier you start, the more time you give it to catch up with trust fund babies grow 🫠

compounding interest rewards consistency over perfection.
every finance bro loves to say “just invest $500/month and retire at 35,” but a way less annoying (and more honest) truth:
your $20 investments still count.
$20/month > waiting until everything’s perfect.
not because you’re rich. not because you maxed out your Roth from the jump. but because you gave your money time to do its thing.

[download the FREE rainy day savings sprint here] to build your first $1k and let compounding interest do the rest. no stress or spreadsheets.

trend: editing is getting weird in the best way 🎞️ creators are leaning all the way into stylized, niche, personality-driven editing.
no more copy-paste capcut templates, y’all. it’s about pov, craft, and standing out.
there’s never been a better time to play around with your creatives!

tool: Descript. i’ve been making ai avatars for future ads concepts 👀 today’s letter’s not sponsored (i wish🤨) — but descript is actually kinda a game-changer for the solopreneur who is too busy sending invoices to dig through B-roll. it’ll repurpose video content into short-form that’s actually pretty solid!
i haven’t upgraded to the paid version (it’s giving financial savvie😉) so needless to say i am, indeed, patiently awaiting my free generations to reset as we speak.

quote: “women who own their power don’t have to prove it.”

a little nudge to keep showing up.

even when the industry wasn’t built for you.

especially then.

totally random: finally ditched my crappy old regional bank (not tryna get caught in an svb 2.0) and opened a checking account with the same bank that holds a few of my credit cards.
i still use fidelity for savings, investings, and cash management (no atm fees 🙌) — so now everything is streamlined.

my setup now?
cash flow @ big bank & all my savings + investments @ fidelity.
nothing crazy, just consolidating.
feels good to not be piecing it together across six tabs.

here’s three systems i discovered that i’m loving right now.

🧠 01: Notion - my brain’s second home: i use it to store everything. my weekly content planner, gpt prompts i can’t afford to lose, inspo for client work, and even my “low-energy idea bank” for the tired days.
if it’s not in Notion, it doesn’t exist.

🤖 02: Claude Pro - my secret weapon: claude is the best AI tool i’ve used for strategic thinking, scripting, rewriting, and even content therapy.

he gets me.

i use him for:
→ vibe-coding my sister a google chrome extension (more on that later)
→ hook + trend ideas
→ long-form research + ghostwriting

10/10 recommend if you’re tired of yelling into the ChatGPT voids and getting the same generic crap you’re seeing recycled all over Twitter.

📬 03: Notion Mail - the inbox i actually want to check: i’ve been using Notion Mail “snippets” to turn client notes, brand feedback, and creative inspo into drag-and-drop blocks i can organize.
it’s all centralized, syncs with all my Notion pages, and is way easier to plug into my actual workflow.

what do you use to stay organized?

would love to hear how you’ve built your systems 👩‍💻

i’ve been working on the next phase of savvie — and while we’re not launching an app just yet (!!!) we are laying the groundwork.
think: smarter downloads, expanded digital tools, and a more curated educational experience for the girlies who want their money content to feel clear, confident, and low-key fun.

if you’ve used a savvie resource before, reply and tell me what you wish existed.

what would help you stay consistent?

what’s missing in your other money and banking tools?

Q3 is all about building with you in mind. don’t be shy. anything helps 💚

if you’ve been feeling behind, off-track, or kind of like “why isn’t this working yet?” — a gentle reminder: it’s not always supposed to feel fast. it’s supposed to feel real.

real growth isn’t going viral. it’s showing up for your future self when no one’s watching.

sometimes it’s rest. sometimes it’s a pivot.

sometimes it’s trusting the compounding effect of staying in the room.

you’re not late. you’re just still building. and that counts.

ok so full disclosure: i built a chrome extension (with a little help from my friend Claude) just for me and my sister to have a permanent spot for our inside joke.

no productivity hack. no Notion integration. just a silly lil button with ✨ emojis and sibling humor ✨ that lives in chrome now.

10/10 picking up a new skill (don’t knock vibe-coding til you try it ok!!) and 10/10 recommend making weird tools for the people you love.

i wasn’t planning on making it public… but if that sounds like something you’d use, reply “sisters” and maybe i’ll clean it up and share it.

because honestly? the world would be a better place if all of our tools were made with our sisters in mind 🤍

🌞 summer intern era: we’re officially onboarding our amazing summer team across Teague Media + Savvie.
more from them and lots of fun behind-the-scenes content coming soon. i already feel like a proud content mom.

✨ savvie freebies live now: the 30-day rainy day savings sprint + free budgeting template are both up. grab ‘em while they’re cute and free.

🌼 UGC agency updates: teague media is booking retainers for july + second account audits. we’ve been testing new hook-first formats that are pulling 2–3x more saves. if you’re a founder, you need this.

you can officially earn rewards just for sharing this newsletter.
forward to your group chat, your coworker, your roommate, or whoever needs better money + content strategy in their life.

here’s how it works: you send your referral link → they subscribe → you earn free stuff

💌 3 referrals: bonus drop
💌 7 referrals: sticker pack
💌 15 referrals: savvie hoodie

and yes, it feels slow sometimes.
but the real magic is already happening under the surface.

thanks for being here.

every open, reply, forward, or little save helps me build this into something real — and i’m so glad you’re part of it.

see you next week 🤍

xo,
callie